online personal loan

A personal loan is an unsecured loan that you can utilise for a variety of reasons, including paying medical costs, travelling expenditures, wedding expenses, or any other pressing financial need. You can borrow up to INR 25 lacs from Bajaj Finserv Personal Loan with rapid approval and minimal documentation. You can acquire the loan you need with same-day approval thanks to an easy-to-follow eligibility and paperwork process.  Flexible loan terms might last up to 60 months, and you can pay off your loan whenever you like. With a Bajaj Flexi Personal Loan, you can lower your EMIs by up to 45%. In India, salaried professionals can get an instant personal loan with low interest rates and no hidden fees. You can also get a pre-approval offer from Bajaj FinServ, which would speed up the loan application procedure even further. 

Bajaj FinServ Personal Loan Application Process

An application for a personal loan from Bajaj FinServ is simple to understand and complete, and you can get up to INR 25 lac with same-day approval. You can also get a Bajaj FinServ Flexi Loan, which allows you to borrow money when you need it for a pre-approved loan amount and pay it back when you have the money. You can alternatively pay only the interest as an EMI and receive a return of the principal at the end of the period. In order to apply for a Bajaj FinServ Personal Loan, you just need to follow the 5 step process. The process to apply is as follows:

  • Provide your personal, financial, and employment information.
  • Select the loan amount and term that you want to apply for and receive fast approval.
  • Include all required documentation with your application.
  • Your application will be then reviewed, and you will be contacted by a representative.
  • Within 24 hours, your application is approved, and you receive your sanctioned loan amount in your bank account.

Eligibility Criteria

To receive a personal loan of up to INR 25 lac and cover your varied financial expenditures, simply meet the basic qualifying conditions. These loans don’t demand any collateral and are based on simple requirements. Within 24 hours, the sanctioned loan amount will be deposited into your bank account.

The following are the essential requirements for applying for a Bajaj Finserv Personal Loan:

  • The applicant must be between the ages of 20 and 60.
  • The applicant must be employed by a multinational corporation, whether public or private.
  • You must be an Indian national.
  • A minimum CIBIL score of 750 is required.

If you meet these requirements, you can acquire a personal loan with a low interest rate from Bajaj FinServ. The minimum salary required for a personal loan, on the other hand, is determined by your city. Because rejection of your personal loan application could lower your CIBIL score, it’s crucial to read the personal loan eligibility requirements and terms and conditions carefully before applying for a loan. To prevent having your loan application refused, use the Bajaj Loan Calculator to see if you are eligible for a personal loan. Moreover, it is advisable to check the eligibility criteria before applying in order to avoid rejection on your personal loan application. 

Along with the eligibility criteria, there are a few benefits that come along with a Bajaj Finserv Personal loan that are as follows:

  • – Personal Loan with Flexibility
  • – There is very little documentation.
  • – Within 24 hours of instant approval, the sanctioned amount will be in your bank account.
  • – Loan terms that are flexible
  • – Loans that have been pre-approved
  • – There are no hidden fees.

You can apply for a personal loan online and receive immediate approval.

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